LessFICA is a paid affiliate of IronGate Business Advisors and earns compensation when clients it refers enroll in an IronGate program.
Preventive care benefits for your employees and their households.
Unlimited 24/7 virtual urgent and primary care, mental health counseling, $0 generic prescriptions and more, delivered at no out-of-pocket cost to you or your employees. Employers may see FICA savings too.
See if your company qualifiesEstimate your savings
20-minute call with a licensed program advisor from IronGate Business Advisors. No obligation.
What your employees get
Full-time
- 24/7 virtual urgent and primary care
- mental health counseling
- 4,600+ generic medications at no cost
- in-person primary care at $0 copay
- lab panel after 90 days
- hospital bill advocacy
- household access for up to 7 more members
Part-time
- 5 virtual primary care and 5 virtual urgent care visits per member per year, $0 copay
- acute Rx formulary
- prescription discount card
- household access
*Not all benefits are guaranteed. Benefits vary by program and are disclosed during your consultation.
*The individual sharing this information is a referral partner and is not licensed to sell insurance or provide program guidance. All questions and enrollments related to the preventive care benefit plans will be handled exclusively by a licensed IronGate professional.
20-minute call with a licensed program advisor from IronGate Business Advisors. No obligation.
How much could we save?
Up to $1,186 per eligible full-time W-2 employee per year (about $46 per bi-weekly payroll), and up to $685 per eligible part-time W-2 employee per year (about $26 per bi-weekly payroll). Your actual figure comes from the payroll review.
| Full-time W-2 employee | Part-time W-2 employee | |
|---|---|---|
| Employer FICA savings, per year | Up to $1,186 | Up to $685 |
| Per bi-weekly payroll | About $46 | About $26 |
| Eligibility | 30+ hrs/week avg, $26,000+/yr | 30 hrs/week or under, $16,000+/yr |
This is a tax savings, not a credit. Savings are realized each time you run payroll.
*Benefit availability and tax treatment are subject to employee eligibility, participation status, and applicable federal regulations. Not all employees will qualify for all benefits described. Benefits, contribution amounts, and coverage features may vary based on payroll structure, employment classification, hours worked, and plan administration. This material is for informational purposes only and does not constitute legal, tax, or accounting advice.
Get your custom savings estimate on a 20-minute call
20-minute call with a licensed program advisor from IronGate Business Advisors. No obligation.
Why companies add it
Better recruitment and retention
Higher employee satisfaction
Helps offset rising healthcare costs
Improves cash flow through payroll tax savings
Doesn't replace or interfere with existing insurance
Light lift for your team
Payroll setup is handled for you.
The program team handles the technical payroll setup.
Employees are onboarded digitally,
with a 30-minute onboarding Q&A town hall hosted by the program team.
You don't change your current health plan.
Employees can keep their coverage.
Book a 20-minute discovery call
20-minute call with a licensed program advisor from IronGate Business Advisors. No obligation.
Check if your company qualifies
Takes under a minute. A licensed program advisor confirms final eligibility on the call.
Please don't enter employee names, Social Security numbers or health information. We only need basic business details.
Please don't enter employee names, Social Security numbers or health information. We only need basic business details.