LessFICA is a paid affiliate of IronGate Business Advisors and earns compensation when clients it refers enroll in an IronGate program.

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What's included

Lab work

Blood work

  • Full-time: a free Quest Diagnostics blood panel (CBC and CMP) after 90 days on the plan
  • Part-time: 30–70% off hundreds of lab tests, with results online in 3–5 days and no doctor visit needed

Full-time plan

Weight and nutrition

  • Unlimited weight health coaching
  • Nutritional coaching
  • Coaching and provider consultations, with tools such as FITon, MyFitnessPal and Withings integration

Both plans

LifeVitals

  • Check vital signs from a selfie
  • No extra hardware or Bluetooth device needed

Full-time plan

Support programs

  • Smoking cessation services
  • Employee assistance program (EAP) services
  • Financial planning resources
  • Legal guidance

Part-time plan

Care consultants

  • Coaches and consultants for everyday health needs

Perks

Discounts and extras

  • Savings on hearing, vision and dental
  • Gym and fitness savings
  • Lifestyle and entertainment discounts
  • Doctegrity Perks: deals from 55,000+ retailers and brands across 20+ categories
  • Pet telehealth (eVets): 24/7 virtual vet visits at a $0 copay, plus pet medication discounts

Some extras differ by plan. Compare the plans.

How employees use it

1

Log in

Wellness tools, coaching and perks sit in the same app and online platform as virtual care.

2

Pick what helps

Book coaching, check vitals or browse discounts any time. Nothing has to be used.

3

Lab panel after 90 days

Full-time members can get their free Quest blood panel once they've been on the plan for 90 days.

Good to know

When is the free lab panel available?

After 90 days on the full-time plan. It covers a CBC and CMP through Quest Diagnostics.

Does the employer see health information?

No. The program follows HIPAA, and the employer only gets general participation data, not personal health records.

Is there a cost to use the perks?

The perks are part of the plan. Discounts lower what members pay at participating retailers and services. The program has fees, but they are covered by the payroll tax savings for employees and the employer, so there are no out-of-pocket fees or costs.

*Not all benefits are guaranteed. Benefits vary by program and are disclosed during your consultation.

*The individual sharing this information is a referral partner and is not licensed to sell insurance or provide program guidance. All questions and enrollments related to the preventive care benefit plans will be handled exclusively by a licensed IronGate professional.

*Benefit availability and tax treatment are subject to employee eligibility, participation status, and applicable federal regulations. Not all employees will qualify for all benefits described. Benefits, contribution amounts, and coverage features may vary based on payroll structure, employment classification, hours worked, and plan administration. This material is for informational purposes only and does not constitute legal, tax, or accounting advice.

Product availability and features may vary by state.

LessFICA

LessFICA is an independent website that introduces employers to a preventive care benefits program. We are not the plan provider, administrator or an insurance agency.

Contact

Book a 20-minute discovery call

20-minute call with a licensed program advisor from IronGate Business Advisors. No obligation.

LessFICA is a paid affiliate of IronGate Business Advisors and earns compensation when clients it refers enroll in an IronGate program.

*The individual sharing this information is a referral partner and is not licensed to sell insurance or provide program guidance. All questions and enrollments related to the preventive care benefit plans will be handled exclusively by a licensed IronGate professional.

*Not all benefits are guaranteed. Benefits vary by program and are disclosed during your consultation.

*Benefit availability and tax treatment are subject to employee eligibility, participation status, and applicable federal regulations. Not all employees will qualify for all benefits described. Benefits, contribution amounts, and coverage features may vary based on payroll structure, employment classification, hours worked, and plan administration. This material is for informational purposes only and does not constitute legal, tax, or accounting advice.

Product availability and features may vary by state.

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